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How shared money actually works: splitting rent, settling trips, and proving a balance back to the charge that created it.

Updated August 29, 2026

Splitwise alternatives

Five apps people move to when Splitwise's free tier starts getting in the way, and what each one actually gives up.

September 2, 2026

Import Splitwise into Footnote

Export your Splitwise groups and bring the people, expenses and balances across without settling up first.

September 2, 2026

Import your Mint export

Mint shut down in January 2024. If you saved transactions.csv, it still loads, and it carries more history than any bank connection will give you.

September 2, 2026

Import from Monarch or YNAB

Both export a CSV of the register. Here is which file to export, what the columns mean, and what Footnote does with them.

September 2, 2026

How to split rent fairly

Four methods for dividing rent between roommates, what each one is actually arguing for, and how to run the numbers.

September 2, 2026

Splitting expenses in another currency

Why a group's trip balances rarely add up after a foreign trip, and which exchange rate to actually use.

September 2, 2026

Rent split calculator

Split rent between roommates by room size or by income. Nothing to install, no account, and the shares always add up to the rent.

Bill split calculator

Split a restaurant bill with tip, evenly or by what each person ordered. No account, and the shares add up to the bill exactly.

Trip cost splitter

Enter what each person paid on the trip and get the shortest set of payments that settles everyone up. No account, no signup.